What We Do
Find UK Property specialise in low cost buy-to-let houses in the North West but many of our investor clients are actually not living here and are mainly in London, the South or Overseas. Find UK Property also act as the ‘buyers’ agent and specialise in helping serious overseas buyers and UK expats find the most suitable UK property for their needs – at the lowest price. Most of our buyers can be grouped into two main categories – Those looking for investment properties and those looking for a property for their ‘own use’.
1. Investment Properties
Many UK residents living in the South or in London are now considering low cost houses for investment and long term pension type income. Prices in London and South are very high and % rental yields much lower. The same property which we sell for £60,000 here in the North West is over £300,000 in the South. In the past London has done very well in capital growth – however this is less likely to be the case going forward and the risks of buying here are now higher. Our clients from the UK also like our “hand-off” system where we work differently to normal Estate Agents and Letting Agents and provide a much more comprehensive service looking after all aspects of the purchase and the subsequent long term management with a Guaranteed Rent System. Our UK clients are mainly either busy professionals working in or near London or those that have retired or coming up to retirement.
Many overseas buyers are looking to the UK for a secure place for medium to long-term investment. They are not looking to immigrate into the UK immediately (although some may consider it in the future), but simply wish to grow their money securely and with the least amount of hassle. They usually have some link with the UK or intend to send their children to study here in the future. Many may have studied here themselves. They are looking for a company that offers a complete solution; this includes finding investment property, dealing with the purchase process and lettings and management, paying the net rent to them, dealing with UK authorities and possibly managing the future re-sale of the property. Some of them may wish to come to the UK in the future and even re-sell their investment properties to buy an ‘own use’ property.
Many of our clients are actually UK nationals who are working or living overseas. They want to invest for the long term in a safe and secure country (i.e. their own country – the UK). Some may eventually wish to retire in the UK and may sell one or more of their investment properties to get an own use property. Others will simply keep these properties for long term investment and they may pass these on to their children. Having a real asset that they own outright and that grows in value, generating good retirement income makes sense for them and they feel safe in having such a property in the UK. Many clients start with one property and in later years acquire more to build a small portfolio (see customer case studies section).
Ideal Investment Properties
Our low cost investment properties are ideal for this purpose. These properties deliver amongst the best net rental yields in the UK and are expected to grow well in capital value over next few years. Rather than purchasing ONE more expensive property, it is far better to purchase multiple, smaller, lower cost investment properties for the same budget. This will deliver better overall net rent, greater capital growth, less risk, be more tax efficient and provide more flexibility.
Our group of companies are able to provide you with a complete property investment solution. We acquire suitable investment properties, rent them out, and then sell them to overseas investors in a secure way (It is like a continuous production line and we are managing over 800 such properties for clients with about 20 to 25 more added each month). We have systems in place to significantly reduce risk; the use of official client accounts, and the appointment of knowledgeable independent solicitors to do local searches and complete registration under the buyer’s name at the UK Land Registry. Thereafter, we normally continue to manage the properties on their behalf and provide regular statements and net rental payments into their accounts. This way we control all aspects of the process and have full accountability to the buyer, making the purchase and management process much easier. Clients of our partner company, Sandcastles, are also given the same levels of service, and, when they visit the UK, we help them with property viewing, the purchase process and provide post-purchase property management. We can help you buy even if you are not able to visit the UK right now as ID documents can be attested by a lawyer in your own country.
2. Own Use Properties
In some cases overseas buyers and expats may be looking for a property for their own use. Such properties are not owned by our group companies and are only available in the 3rd party re-sale market. In such cases we act as Buyer’s Agent to find the most suitable property for you in the UK. Where we act to find you properties from 3rd party sellers and agents, we normally charge you a fee. Such a fee is not charged for investment properties purchased from us or from our group of companies.
The steps involved in search for ‘own use’ properties are as follows.
- Find out your requirements.
- Search for Suitable Own Use Properties.
- Produce a Short-list.
- Viewings & Selection.
- Help with Negotiations for best price & terms.
- Oversee the Transaction Process to Completion.
In some cases, we may simply give you advice and refer you to local Estate Agents who may be more familiar than us with your desired location. In such cases we will tell you that we cannot deal directly with your property search but will still provide help and advice. We normally advice clients to only buy such a property if they definitely plan to use it and are relocating to UK right now. It may be best for them to just rent for a short while, if and when they come to the UK – until they were happy with the community and location. Then they could buy. Many clients end up buying in the wrong location and sometimes their circumstances change and the property purchased is not suited to their needs.
Why Use Us
Searching for a suitable UK property on your own can be time consuming, stressful and costly. It can take a long time to get a full picture of what is on the market and what represents fair value, especially if you are based overseas. Without detailed knowledge of the market you may end up wasting your precious time in viewing properties that do not really meet your requirements. In case of investment properties, after purchase you will need to deal with renting and property management too.
Our investment properties provide a complete solution for many overseas buyers and represent great value for money. These are by far our best-selling properties.
When it comes to ‘Own Use’ properties, our service eliminates the stresses of house hunting, speeds up the process, and helps secure UK homes at the right price. We filter out properties that meet your brief which means your precious time is not wasted. Our reputation as leading UK Property Finders and our relationships with UK estate agents means that we get priority and often get to know about properties that have not yet come onto the market. We have knowledge of the property buying process and costs involved in extensions, planning permissions and repairs, and so can advise you appropriately.
Overall we make sure you get a property appropriate to your needs and save you time and money.
We Are Fully Licensed
We are fully licensed members of the National Association of Estate Agents. Our staff have passed the relevant examinations set by the National Federation of Property Professionals. One of our staff was officially recognized by NFoPP as achieving the highest marks amongst all UK Estate Agents in 2012.
Customers can have the confidence of knowing that they will be dealing with a company that has undertaken to treat them fairly if problems arise, and deliver customer service standards that go beyond minimum legal requirements. We are members of the Property Ombudsman’s Scheme (Regulatory Scheme) and follow the Trading Standard Approved Code.
We are regulated by the Information Commissioner (Data Protection Act) and customers can be confident that any ID or passport copy information they provide will be treated confidentially and kept secure.
In order to discuss your requirements, it is best to complete an enquiry form under the relevant section on the home page by clicking “Click Here for Brochure”. We will send you the full brochure links and contact you at your request. Alternatively email email@example.com or call the advice hotline number above to discuss your needs.